VP Of Mortgage Lending
NMLS 286430
At AMS Mortgage Services, trust is more than a promise—it's a tradition we've upheld for over 32 years.
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Joe Daleo
201-245-0047
375 Chestnut St Newark, NJ 07105 NMLS # 268393
Whether you're aiming for a lower rate, accessing cash, or exploring a home equity loan, kick off your refinancing journey right here
Meet Joe Daleo, your friendly neighborhood VP of Lending at AMS Mortgage Services.
From the moment he dove headfirst into the mortgage world, Joe brought an unstoppable drive to help each client succeed. As the youngest of six, he learned early on how to make an impact—and he’s carried that determination into every loan he handles.
As your dedicated loan officer, Joe stands apart with his honest, transparent approach. He ensures you’re never left in the dark, guiding you through complex financing options with clear, open communication. To Joe, obtaining a mortgage isn’t a mere transaction; it’s a milestone on the journey to achieving your dreams.
He listens carefully to your story, tailors solutions to your needs, and negotiates fiercely to secure the best possible deal. When he’s off the clock, you’ll find Joe strumming his guitar, exploring the latest tech, or discovering the next innovation to add value for his customers.
With Joe, it’s more than business—it’s about building strong relationships and making your path to homeownership both rewarding and memorable.
Quickly estimate your monthly mortgage payment—including property taxes, homeowners insurance, and mortgage insurance—to give you the full picture.
Meet Joe Daleo, your friendly neighborhood VP of Lending at AMS Mortgage Services.
From the moment he dove headfirst into the mortgage world, Joe brought an unstoppable drive to help each client succeed. As the youngest of six, he learned early on how to make an impact—and he’s carried that determination into every loan he handles.
As your dedicated loan officer, Joe stands apart with his honest, transparent approach. He ensures you’re never left in the dark, guiding you through complex financing options with clear, open communication. To Joe, obtaining a mortgage isn’t a mere transaction; it’s a milestone on the journey to achieving your dreams.
He listens carefully to your story, tailors solutions to your needs, and negotiates fiercely to secure the best possible deal. When he’s off the clock, you’ll find Joe strumming his guitar, exploring the latest tech, or discovering the next innovation to add value for his customers.
With Joe, it’s more than business—it’s about building strong relationships and making your path to homeownership both rewarding and memorable.
At AMS Mortgage, our journey with you begins with a personalized discovery process. Our team is dedicated to guiding you through a mortgage process customized just for you.
We specialize in making first-time home buying a breeze. From loan programs to down payment assistance, we make the journey to home ownership stress-free.
Our top priority is keeping you well-informed during the loan process. Our Concierge Mortgage Program ensures a seamless experience.
© 1992-2025 AMS Mortgage Services, Inc. NMLS#20843. All rights reserved. For more information, call 973-276-1226. NOT AFFILIATED WITH AMS MORTGAGE SERVICING, we are a mortgage origination company and do not service, collect or modify mortgage loans.
AMS Mortgage Services is a MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.