Joe Daleo

VP Of Mortgage Lending

NMLS 286430

201-245-0047

joe@amsmtg.com

Trust is the foundation of any great financial decision, especially when it comes to mortgages. With AMS Mortgage by your side, you'll not only save time and money but also enjoy an stress-free journey to homeownership. Let's work together to make your dream home a reality.

See what MORTGAGe programs you qualify for

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Joe Daleo

NMLS 286430

201-245-0047

joe@amsmtg.com

From First Time Home Buyers to 2nd Homes, To Investment Properties – your journey begins here

Whether you're aiming for a lower rate, accessing cash, or exploring a home equity loan, kick off your refinancing journey right here

ABOUT Joe

Hi, I’m Joe Daleo, your friendly neighborhood VP of Lending at AMS Mortgage Services. I’ve been in the mortgage world from the jump, always pushing myself to do more and be better. As the youngest of six, I know what it means to stand out and make an impact!

When you work with me, you’re not just getting a loan officer—you’re getting someone who’s honest, clear, and always keeps you in the loop. I make sure you understand the process every step of the way because, to me, getting a mortgage is more than a transaction—it’s about helping you achieve your dream of homeownership.

Outside of work, I love playing guitar, geeking out over new tech, and constantly searching for ways to bring even more value to my clients. My goal isn’t just to get you the best deal but to build a relationship that lasts well beyond closing day. Let’s make your home-buying journey one you’ll always remember!

201-245-0047

joe@amsmtg.com

Schedule your free consultation today and get expert insights to simplify your path to homeownership!

WE SPECIALIZE IN

FAST Pre-Approvals

At AMS Mortgage , our journey with you begins with a personalized discovery process

We take the time to understand you, your aspirations, and your unique home buying requirements.

Our team is dedicated to guiding you through a mortgage process that's customized just for you, ensuring that you find the perfect match for your new home

First time Homebuyers

Ready to make the leap from renter to homeowner?

You're in the right place! At AMS Mortgage, we specialize in making first-time home=buying a breeze. Our team has the low-down on everything from loan programs that best suit your needs, to down payment assistance programs that can give your home-buying journey a turbo boost.

We're not just mortgage brokers; we're your one-stop shop for landing that dream home, all while keeping your stress levels at an all-time low.

communication

Our top priority is ensuring you're well-informed before, during, and after the loan process

AMS Mortgage's automated systems and Concierge Mortgage Program take the guesswork out of your loan application process

You'll always be in the loop, enjoying a seamless and unparalleled experience that sets us apart in the industry

© 1992-2023 AMS Mortgage Services, Inc. All rights reserved. For more information, call 973-276-1226. NOT AFFILIATED WITH AMS MORTGAGE SERVICING, we are a mortgage origination company and do not service, collect or modify mortgage loans.

AMS Mortgage Services is a MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.

Privacy Note

Licensed by PA Department of Banking as a Mortgage Broker, licensed by NJDOBI as correspondent residential mortgage lender (AMS acts a mortgage broker and as such can not issue a mortgage loan commitment nor can we fund any loans under any advertised program. Also as a mortgage broker in NJ AMS arranges mortgage loans through third party affiliates). This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in New York will be accepted through this site. Licensed under California Department of Business Oversight, Broker's License under California Finance lenders law. NMLS #20843 .This material is not from HUD or FHA and has not been approved by HUD or any government agency.