Joe Daleo

VP Of Mortgage Lending

NMLS 286430

201-245-0047

joe@amsmtg.com

At AMS Mortgage Services, trust is more than a promise—it's a tradition we've upheld for over 32 years.
Backed by decades of expertise, we are dedicated to simplifying the mortgage process and tailoring solutions to meet your unique needs. Whether you're a first-time homebuyer or looking to refinance, we're here to help you navigate every decision with confidence.

See what MORTGAGe programs you qualify for

Joe Daleo

NMLS: 286430

201-245-0047

joe@amsmtg.com

375 Chestnut St Newark, NJ 07105 NMLS # 268393

From First Time Home Buyers to 2nd Homes, To Investment Properties – your journey begins here

Whether you're aiming for a lower rate, accessing cash, or exploring a home equity loan, kick off your refinancing journey right here

ABOUT Joe

Meet Joe Daleo, your friendly neighborhood VP of Lending at AMS Mortgage Services. Joe is the guy who jumped headfirst into the mortgage world right from the start, fueled by a spirit that always nudges him to do more and be more. Being the youngest of six, he knows a thing or two about making his mark! As your loan officer, Joe is far from just another lender in the crowd. He's the person you can count on to be honest and clear, making sure you're never left in the dark. Clients can't help but appreciate his knack for easy and open communication. Joe believes that getting a mortgage is more than just a transaction; it's about making dreams come true, one home at a time. He takes the time to listen to your story, your needs, and your dreams, making sure you land the best deal possible. When he's not helping you find your way to your dream home, Joe loves to play music on his guitar, tinker with tech, and always be on the lookout for the next cool thing to help bring value to his customers With Joe, it's not just about business; it's about building a lifelong relationship and making the journey to your new home a memorable one

201-245-0047

joe@amsmtg.com

Schedule your free consultation today and get expert insights to simplify your path to homeownership!

Specialization Section

We Specialize In

Pre-Approval

Fast Pre-Approvals

At AMS Mortgage, our journey with you begins with a personalized discovery process. Our team is dedicated to guiding you through a mortgage process customized just for you.

First Time Homebuyers

First Time Homebuyers

We specialize in making first-time home buying a breeze. From loan programs to down payment assistance, we make the journey to home ownership stress-free.

Communication

Communication

Our top priority is keeping you well-informed during the loan process. Our Concierge Mortgage Program ensures a seamless experience.

© 1992-2025 AMS Mortgage Services, Inc. All rights reserved. For more information, call 973-276-1226. NOT AFFILIATED WITH AMS MORTGAGE SERVICING, we are a mortgage origination company and do not service, collect or modify mortgage loans.

AMS Mortgage Services is a MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.